The Curious Case Of Bankruptcy, The Mortgage Company And Reaffirmation.
Bankruptcy generally discharges or re-organizes a debtorâ€s obligations. This often includes any mortgage that the debtor owes. In a Chapter 7 bankruptcy, the debts can go away but the liens often...
View ArticleHow to Save Money Before (and Even During) a Bankruptcy
Saving money–especially when you don’t have a lot–is always difficult. Most of my bankruptcy clients think that there’s no way they can save any money. But there are a number of ways to do it that are...
View ArticleThe New Rules For Getting An FHA Mortgage After Bankruptcy
The Federal Housing Administration, in a major policy change, has announced easier rules for people looking to get a mortgage after bankruptcy. The Federal Housing Administration will allow a...
View ArticleGetting Rid Of Tax Liens After Bankruptcy
The tax may be discharged but thetax liens live on after bankruptcy. One of the basic principles of bankruptcy law is that the bankruptcy discharge eliminates personal liability, but absent a court...
View ArticleWhy Is My Bankruptcy Taking So Long?
Okay, that’s really a trick question, because many bankruptcies don’t take long at all, at least compared to other legal proceedings. But there are some problems that can cause delays, and it may be...
View ArticleShould You Try to Keep Your Home When You File Bankruptcy?
This week an interesting article about Atlanta real estate appeared in a local business blog, and I think that the warning issued by the writer could apply to bankruptcy filers anywhere in the country....
View ArticleMoving, Bankruptcy AND Planning A Smooth Exit.
Noxious Weeds! What happens when you surrender a home in bankruptcy? Must you move the second a bankruptcy is filed? Do they give you time to move or will your possessions be thrown out on the front...
View ArticleAre You Exposed?
Does it do any good to think about why you have debt problems? As a bankruptcy lawyer I have represented clients with every type debt problem imaginable and I think is very worthwhile to reflect about...
View ArticleMistakes to Avoid: How to Recognize When and Where You are Exposed Financially
Last month, I wrote a blog post entitled Are You Exposed on this blog where I suggest that most bankruptcies occur when a debtor allows himself to be excessively exposed to external forces. By...
View ArticleHow do I get the title to my car?
When you borrow money against a vehicle the lender places a lien on the Certificate of Title. This is called taking a security interest, where the vehicle becomes collateral, guaranteeing you will...
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